§ 31-106. Insurance requirements.

(a)

No passenger motor carrier vehicle shall be permitted to operate without the operator having first obtained and filed with the DTPW a certificate of insurance on forms provided by the DTPW for each vehicle showing the federal vehicle identification number, a vehicle description, the certificate number, and shall list the certificate holder, each chauffeur the certificate holder allows to operate the vehicle, and the owner of the vehicle as insureds under an automobile liability insurance policy with limits of liability no less than one hundred thousand dollars ($100,000) per person, and three hundred thousand dollars ($300,000) per occurrence for bodily injury, and fifty thousand dollars ($50,000) per occurrence for property damage. Additionally, the certificate of insurance shall specify coverage for complete 24-hour vehicle operations for all drivers who have a Miami-Dade County chauffeur's registration, regardless of where operated or whether engaged in for-hire operations, and shall state the limits of automobile liability and property damage coverage. Failure to provide current certificates of insurance or to maintain appropriate insurance coverage for each passenger motor vehicle shall be grounds for suspension or revocation of the certificate.

(b)

Scope of Insurance. The insurance required in this section shall be issued by an insurer that is a member of the Florida Insurance Guaranty Association. Insurance coverage shall be for a policy term of at least 6 months. Nothing in the insurance policy or declaration shall permit binders, deductibles, self-insurance, or any provision requiring the insured to reimburse the insurance company for claims.

(c)

Each automobile liability insurance policy shall be endorsed to provide for 30 days' notice by registered mail to DTPW of any material change, cancellation, or expiration. No policy will be accepted for a shorter period than 6 months.

(d)

Unless an operator furnishes the DTPW with satisfactory evidence of the required insurance coverage prior to the expiration of the 30 days' notice specified in subsection (c) of this section, or upon a third notice of cancellation within 12 months, the certificate shall be suspended forthwith by the Director and surrendered to the DTPW pending a hearing to determine whether said certificate should be revoked.

(e)

Examination of Insurance Policy. The DTPW reserves the right to require submission of a certified copy of or to examine the original policies of insurance including, but not limited to, endorsements, amendments, exclusions, riders, any additional contracts between the insured and the insurer and applications to confirm the existence of the required insurance coverage.

(Ord. No. 17-30, § 1, 6-6-17)

Editor's note

Ord. No. 17-30, § 1, adopted June 6, 2017, repealed the former § 31-106, and enacted a new § 31-106 as set out herein. The former § 31-106 pertained to financial responsibility or insurance requirements and derived from Ord. No. 81-17, § 1, adopted Feb. 17, 1981 and Ord. No. 87-11, § 2, adopted March 17, 1987.